Q: Is the US HealthCare Association an insurance program?
A: Except for the Accident Plan and AD&D, the US HealthCare Association Benefit Package is not an insurance plan. By being a member you have access to large PPO networks offering substantial negotiated discounts.

Q: How do I know which providers will honor the USHA card?
A: When you enroll, you will receive a member guide to benefits and services. This package will include providers in your area. You can also look up providers on the web, or contact the networks directly toll free.
Q: How do I know if USHA is available in my area?
A: US HealthCare is available throughout the United States.
Q: Do I file a claim to get savings?
A: There are no claim forms or paperwork to file to receive the negotiated discounted rates. Most providers will provide you with the network price at the time of service.
Q: What if I have a pre-existing condition?
A: The US HealthCare Association membership features no underwriting, no waiting periods and no pre-existing condition clause.
Q: How would the US HealthCare Association benefit my company?
A: The US HealthCare Association provides a way for organizations of all sizes to provide cost effective benefits to their associates.
Q: Will the US HealthCare Association package work along with a health insurance plan?
A: Yes, indeed! Associates of the US Healthcare Association, who are insurance agents, are showing their clients how to restructure their insurance plans to high deductible plans coupled with the USHA benefits. This dramatically reduces premiums and provides added benefits not previously available. This works well on an individual or group basis.